REFINANCING YOUR MORTGAGE
Is your bank acting in your best interest?
What do you do if the bank you have been with is either unresponsive or not looking after you in the manner that you deserve? You come to us. We help you refinance or remortgage by replacing your expensive mortgage with one that you can pay off sooner and save thousands of dollars in the process.
Finding the right bank for you
Like we have said before, the bank you’re with currently may not always be the best option for you in terms of mortgage. Even if that’s a bank your family has been with for years, sometimes generations.
Each bank has their own options of how to structure your mortgage and you may not have the best structure to allow you to pay off that pesky mortgage as fast as possible with the least amount of pain or financial pressure.
Besides, your mortgage is generally the largest financial commitment you will have in your life so why not shop around.
Make the switch.
Banks will pay you a pretty decent sum to entice you over to them. This sum is typically 0.7% – 0.8% of your loan balance (in other words, your total mortgage x 0.008). So for a $500,000 mortgage, you can earn around $4000 as cashback.
There are several banks in New Zealand and we’re confident that we can find your mortgage the right home.
The mortgage experts on your team
Loan Market is a team of experts based in Auckland, New Zealand led by mortgage advisor Ryan Amoore. Ryan’s team includes lawyers, accountants, builders, building inspectors and other professionals who work together to give you the best value for your buck.