Self Employed Borrowers Tip 2

Self Employed Borrowers Tip 2

4 Tips for Getting a Mortgage When you’re self employed         TIP 2. Provide a Solid Outline of What Your Business Does   It’s important for the bank to understand how your business operates and how you earn your revenue.  They need to have...
Self Employed Borrowers Tip 2

Self Employed Borrowers Tip 1

4 Tips for Getting a Mortgage When you’re self employed   TIP 1 – Prove your income when you’re self employed When you are self-employed we to need evidence that your business is running profitably and that you are drawing an income from the...
Credit Cards – What to do with them??

Credit Cards – What to do with them??

When were looking at your mortgage affordability we need add in your credit card costs. All NZ banks have a minimum repayment of 3% of the balance. Clearly the banks are quite conservative and factor in the costs based on your cards limit. This is due to the...